Tag: debt collection defense

Affordable Legal Help from the Northwest Consumer Law Center

The Northwest Consumer Law Center offers programs to provide affordable legal help with foreclosure, bankruptcy, debt collection, credit reporting issues, automobile purchases and student loan issues.  To be eligible for this assistance you must be a Washington State resident and your total household income – before taxes, expenses, deductions, etc. – must be at or below a limit based on the current Federal Poverty Guidelines.

For more information and to determine if you qualify, visit the Get Help section of NWCLC’s web site or call their intake telephone line at (888) 978-3386, extension 1722.

 

Motor Vehicle Repossessions: Advice from NCLC

This article, Motor Vehicle Repossessions: Consumer Debt Advice from NCLC, is the third in a series of articles from NCLC (National Consumer Law Center) that provide advice for families in financial difficulty. The Consumer Debt Advice series, targeted directly to the consumer, includes information about legal rights and best strategies for dealing with debt.

The focus of this article is on motor vehicle repossession including limits on self-help repossessions, ten strategies to prevent repossessions, six steps to take after your car is repossessed, and advice on responding to the creditor’s demand for additional payment even after the repossession. Far more detail with legal citations is found in NCLC’s Repossessions, a comprehensive legal treatise on consumer rights when dealing with motor vehicle repossessions.

You can read the full article on the NCLC Digital Library website by clicking on any of the links in this post or by following this address: https://library.nclc.org/motor-vehicle-repossessions-consumer-debt-advice-nclc.

Dealing With Medical Debt: Advice from NCLC

This article, Dealing with Medical Debt: Consumer Advice from NCLC, is the first in a series of articles from NCLC (National Consumer Law Center) that provide advice for families in financial difficulty. The Consumer Debt Advice series, targeted directly to the consumer, includes information about legal rights and best strategies for dealing with debt.

The first article in the series focuses on medical debt, including debt owed to hospitals, doctors, dentists, and other providers. Far more detail with legal citations on consumer rights dealing with medical debt is found in National Consumer Law Center, Collection Actions Chapter 9, updated at www.nclc.org/library.